Dental Insurance – Putnam, CT

How We Maximize Your Benefits

Dental insurance forms

Do you feel like you understand the ins and outs of your insurance plan? Or are there are few things that you’re unclear about regarding your coverage? Our knowledgeable team has experience working with multiple dental insurance providers, and we always enjoy the chance to help patients navigate their plans so that their much-deserved benefits are maximized. You can learn about insurance by reading this page and contacting our team in Putnam for additional information.

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Understanding How Dental Insurance Works

Dental team member discussing how dental insurance works with two patients

Many patients seem to think that dental insurance works exactly like medical insurance. They’re definitely similar in some ways, but there is one major difference: medical insurance is designed to mainly help with true emergency situations while dental insurance has a bigger focus on prevention. Many plans will fully pay for dental checkups and cleanings on the theory that taking care of your smile now can help you avoid dental emergencies – and the costs associated with them.

What Does My Dental Insurance Cover?

Dentist and dental patient discussing dental insurance coverage

That’s a question you can answer by calling your insurance company about the specifics of your plan. We’ll also be happy to review your coverage with you if you contact us with your insurance information. The structure is usually something like 100% coverage for essential preventive services, 80% coverage for basic restorative care, and 50% coverage for more extensive treatments. You probably won’t receive any benefits for cosmetic treatments unless they can be shown to benefit your health in some way.

Our In-Network Dental Insurance Providers

Dental insurance forms on tablet computer

Our dental office is in-network with Cigna, Delta Premier, and Anthem. Being in-network with an insurance company means that we have formed an agreement with them to set the rates for our services at a certain level; as a result, if you belong to one of these plans, you can save the maximum amount available under your coverage. Out-of-network coverage is an option as well. We can confirm the kind of savings you can enjoy at our dental office if you call with your insurance information.